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South Bend Indiana Bankruptcy and Estate Planning Attorney Offers Excellent Client Service

The law office of Thomas E. Panowicz LLC has a dedicated legal team providing exceptional service. With more than 15 years of experience, we provide guidance to solve financial problems, handle probate disputes and minimize estate taxes. We offer personalized service along with accomplished legal skills to handle the complicated details of your bankruptcy or estate matter in Indiana and Michigan.

Thomas E. Panowicz, Founder

Thomas E. Panowicz, the firm's founder, is board certified in consumer bankruptcy by the American Board of Certification, the nation's leading legal specialty certification organization. An ABC certification provides an objective standard for the public to make informed decisions when choosing an attorney. The ABC certification signifies that Mr. Panowicz strives for excellence and that he has been recognized by other attorneys in the field who have met the same rigorous standards.

Mr. Panowicz worked for five years as a staff attorney for a Chapter 13 trustee, which gave him exposure to the administrative side of the bankruptcy process, a perspective he uses to help his clients choose the best course of action in their situation. In addition to his accomplishments in bankruptcy law, Mr. Panowicz gained valuable hands-on experience from representing elderly clients in his law school's clinic under the supervision of a staff attorney. His service in the clinic gave him an impressive foundation for understanding estate planning.

Effective bankruptcy solutions and efficient estate administration

Thomas E. Panowicz LLC provides strategies to end your financial problems. If creditors are harassing you or threatening you with foreclosure, we can legally stop all collection efforts against you. Whether you are an individual or business entity, we find the best bankruptcy solution for your situation, whether it's filing a Chapter 7 liquidation or a Chapter 13 reorganization for an individual or a Chapter 11 reorganization for a business.

If you need an estate administrator or are involved in a probate dispute, we can resolve estate issues through various legal options, such as mediation and litigation. Our firm provides exceptional service by creating the exact estate structure that best protects your family's assets. We can also set up a special needs trust to provide long-term care for your disabled child.

The legal team at Thomas E. Panowicz LLC focuses on providing outstanding customer service and developing genuine client relationships. We believe in projecting good values and being respectable. Our honest approach, timely communication and strategic legal remedies benefit you when we represent you.

Contact us to receive valuable bankruptcy and estate planning advice with a free initial consultation

The law office of Thomas E. Panowicz LLC enjoys a good reputation in town for providing skillful bankruptcy and estate planning services. Our South Bend, Indiana office is located close to the University of Notre Dame, and we also serve clients in Michigan. We offer flexible office hours and free parking. Public transportation is nearby. To schedule a free initial consultation to discuss your case, contact us online or call us at 574-277-2400.

Thomas E. Panowicz, Biography

Thomas E. Panowicz LLC has a solid reputation for handling bankruptcy and estate planning needs. Attorney Panowicz has more than 15 years of experience solving financial issues and providing reliable estate planning.

In my career as an attorney, to be successful, my goals are to provide excellence in legal service and customer service. With customer service, I focus on the relationship with my clients and strive to follow what I consider "good bedside manners" for attorneys: know your client, show respect, listen, be thorough, be clear, act and look the part (be professional), stay focused, be timely, be honest and follow up. I believe this approach comes from my values as a Christian and the fact that my work in Michiana covers my hometown of South Bend, where I grew up. I attended Holy Cross College, graduated from Indiana University and obtained my J.D. from Thomas M. Cooley Law School in Lansing, Michigan. As such, in the spirit of helping my "neighbors," I am licensed to practice law in Indiana and Michigan.

However, these good bedside manners are only a part of being successful. The other part is to provide excellence in the legal services. Since October 2000, I have devoted much of my time to consumer bankruptcy law. From representing debtors, some creditors and a Chapter 13 trustee, and from attending seminars, including those on the Bankruptcy Abuse Prevention and Consumer Protection Act, I have developed the bankruptcy knowledge, understanding and skills to meet and serve the needs of my clients. I have reviewed hundreds of cases for compliance with the Bankruptcy Code, effectively communicated with other parties, and prepared and presented arguments and pleadings to the court accordingly.

As further evidence of this effort to provide excellent legal services, since February 22, 2007, I have met the requirements for Board Certification in Consumer Bankruptcy Law by the American Board of Certification. The American Board of Certification is the nation's leading legal specialty certification organization, certifying attorneys as specialists in business bankruptcy, consumer bankruptcy and creditors' rights law.

In addition to bankruptcy, my practice includes providing estate planning and probate administration services. My experience in these areas started early, when I was in law school and represented clients under the supervision of a staff attorney in the "60 Plus Elderlaw Clinic." This provided an excellent foundation to continue such services for clients in preparing wills, powers of attorney, living wills or advance directives, and medical powers of attorney.

Similar to the American Board of Certification, the states of Indiana and Michigan have certificate programs for estate planning and probate practices. In the continued effort to provide excellent services to benefit clients, I am in the process of obtaining certification in both Indiana and Michigan.

Practice areas

  • Bankruptcy
    • Chapter 7
    • Chapter 11
    • Chapter 13
  • Estate planning and elder law
    • Estate administration
    • Special needs estate planning
    • Probate litigation

Bar admissions

  • Indiana, 1998
  • Michigan, 1998



  • B.A., Indiana University, 1992
  • J.D., Thomas M. Cooley Law School, 1998

Professional associations

  • Indiana State Bar Association
  • Michigan State Bar Association
  • St. Joseph County Bar Association
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